Thursday, August 25, 2016

Newsletter Topic of the Month
November/December 2016


Financial security in retirement doesn't just happen. It takes planning and commitment and money.

Fewer than half of Americans have calculated how much they need to save for retirement
In 2014, 30 percent of private industry workers with access to a defined contribution plan (such as a 401k plan) did not participate.
Average American spends roughly 20 years in retirement.

This info has been published by Employee Benefits Security Administration, US Dept. of Labor.

To learn about this topic, go to Click on "Taking Mystery Out of Retirement Planning". Scroll to "Retirement Planning & General Retirement Issues", then click on "Top 10 Ways to Prepare for Retirement". You can also obtain a copy by visiting us at library on Tuesdays, Wednesdays or Thursdays, 10am-12 noon.

Tuesday, June 28, 2016

Senior Connections
Farmingdale Public Library
Newsletter Topic of the Month
September/October 2016


This guide is designed to give consumers a general introduction to dental insurance. It is published by "America's Health Insurance Plans" and covers:
*What is Dental Insurance?
*What Do Dental Plans Coverage?
*Where Can I Get Dental Coverage?
*And More

AHIP is the national trade association representing the insurance industry.

The guide can be obtained by visiting or seeing us at the library's Outreach Services office 10am-12noon on Tuesdays, Wednesdays, Thursdays.

Thursday, May 5, 2016



Social Security Administration has established a means of creating a mySocialSecurity account by visiting then following the steps.
If you receive benefits, you can:
*Start or change your Direct Deposit
*Change your address and phone number
*Request replacement Medicare card
*Get replacement SSA-1099 or SSA-1042 for tax purposes
*Get your benefit verification letter

You can also apply for benefits online by visiting
*Social Security retirement/spouse's benefits
*Social Security disability benefits
*Extra Help with your Medicare prescription drug costs
*And more

Visit us at Outreach Services room in library to get further details. (Tuesdays, Wednesdays or Thursdays 10am - 12noon)




Wednesday, March 2, 2016

Senior Connections
Farmingdale Public Library
Newsletter Topic of the Month
May/June 2016


We have available at our Outreach Services office at rear of library a series of ten "money smart" pamphlets published by the Consumer Financial Protection Bureau (CFPB). They provide sound financial advice to protect the consumer and are listed as follows:

*Save Some & Spend Some
*SAVED: Five Steps for Making Financial Decisions
*Check Your Credit Report at Least Once a Year
*Understand Your Credit Score
*How to Find the Best Credit Card
*Act Fast if You Can't Pay Your Credit Cards
*How to Rebuild Your Credit
*How to Become Debt-Free
*Know Your Financial Advisor
*How to Spot Frauds and Scams

CFPB's website is : which offers access to a wealth of knowledge focused on protecting the consumer.

Thursday, January 14, 2016

Learning To Manage Emotional Distress

Farmingdale Public Library
Newsletter Topic of the Month
March/April 2016


For our Topic of the Month in the September/October 2015 issue of newsletter, we provided "Tips on Building Resilience in Life".

The topic in this issue of newsletter is a take off and focuses on learning to manage specific emotional distress published through our federal government.

Television or Internet coverage of upsetting events like natural disasters, terrorist attacks, or mass shootings can affect our sense of order and safety. It may even impact those with no personal connection to the situation.

If you have kids/grandkids, learning how to put the news in proper context and addressing their concerns can help them understand the situation and reduce distress.

Find out who is most at risk of emotional distress from incidents of mass violence and where to find help. If you are in emotional distress caused by recent events or know someone who is, seek help by calling the Disaster Distress Hotline at 1-800-985-5990 or text TalkWithUS to 66746.

To obtain additional info, click on phrases highlighted in blue above and read about:
    *How to Talk to Your Child About the News
    *Incidents of Mass Violence

Thursday, November 5, 2015

Senior Connections
Farmingdale Public Library

Newsletter Topic of the Month
January/February 2016

Getting Most From Bank Accounts

The Federal Deposit Insurance Corporation (FDIC) has issued a publication to help seniors navigate and decide on most meaningful banking arrangements to meet their needs.Learn how to:
  • Choose the right account for everyday needs
  • What things to consider before changing banks
  • Evaluate risks of adding others to your accounts
  • Determine difference between debit, credit and prepaid cards
  • And more
 To obtain a copy, go to: Click on "Money" category; Enter Search Text: "Getting Most From Bank Accounts"; then order publication. Or visit us at library to obtain a copy.

Thursday, September 3, 2015

Senior Connections
Farmingdale Public Library

Newsletter Topic of the Month
November/ December 2015

Learning Basics of Reverse Mortgages

Much has been written about pro's and con's of Reverse Mortgages. This topic of the month helps senior patrons (62 years and older), considering Reverse Mortgages, to decide what's financially and psychologically best for them and their families/heirs. The topic covers:
  * Basic Requirements
  * Government Involvement/Guidance
  * Expense/Income Analysis
  * Alternatives for Consideration

If you are interested in learning more, please visit us (Senior Connections) at Outreach Services room in library 10am-12noon Tuesdays, Wednesdays, Thursdays. We will be glad to walk you through critical steps that are recommended before making your final decision. Please call library at 516-249-9090 to notify us in advance.