Thursday, June 15, 2017

Senior Connections
Farmingdale Public Library
September/October 2017 Newsletter

Topic of the Month


New York State is one of the first states in the nation to enact a "paid" family leave benefit law and to expand the definition of family caregiving to include elder care. The Paid Family Leave Benefits Law applies to all businesses, regardless of size, and will be phased in over the next four years beginning in January 2018.
This is a groundbreaking benefit for family and elder caregivers. With the aging population, many elder caregivers are faced with reducing their hours on the job or quitting work altogether to care for an aging loved one. With paid leave, family caregivers will have an opportunity to arrange an elderly loved one's legal, financial and healthcare needs without risking their own financial security. 

To learn about details of the law, google: "New York State Paid Family Leave" then scroll to "Paid Family Leave - How It Works" and other pertinent information.

If you would like to discuss the law with us, feel free to visit us at the library during our normal hours.

Wednesday, April 19, 2017

Senior Connections
Farmingdale Public Library
Newsletter Topic of the Month
July/August 2017

Reducing Income Tax Liability from IRA Distributions by Charitable Donations

With IRS Publication 590 (Individual Retirement Arrangements) as its source, American Institute of CPAs has illuminated the Qualified Charitable Distributions (QCD) provision enacted in 2006.

If you are an IRA owner and must take a required minimum distribution (RMD), you can reduce income tax liability by donating a portion of it to a qualified charity. A QCD can not only save you income taxes, it can also help minimize your taxable estate and fulfill your philanthropic desires.

For details about QCD, visit us at the library during our normal hours and obtain information covering:
*Who might consider this strategy
*Certain limitations and requirements that apply
*Income tax implications

Wednesday, February 22, 2017

Newsletter Topic of the Month
May/June 2017


Have you noticed an older friend or family member's driving skills are beginning to slip? Health changes, due to aging, can impact a person's driving skills. Find tips to help them stay safe behind the wheel and to help them decide when it's time to give up driving. If you're a caregiver, find more resources to help you as you take care of an older family member or friend.

We have a government publication issued by "National Institute on Aging", which provides helpful driving tips for older adults and their caregivers.Following is the table of contents:

0 Stiff Joints and Muscles
0 Trouble Seeing
0 Trouble Hearing
0 Dementia and Driving
0 Slower Reaction Time and Reflexes
0 Medications Can Affect Driving
0 Be a Safe Driver
0 Do You Have Concerns About an Older Driver
0 Having "The Talk" About Driving
0 Is It Time to Give Up Driving
0 How Will You Get Around
0 More Safe Driving Tips
0 For More Information About Driving

To obtain a copy of this publication, visit Senior Connections at Outreach Services room behind Computer Center Tuesdays, Wednesdays and Thursdays, 10am - 12noon.

Wednesday, January 4, 2017

Senior Connections
Farmingdale Public Library
Newsletter Topic of the Month
March/April 2017
 SENIORS: Ask us to Help You -- Visit our Blog and Office
We are a team of knowledgeable, experienced and trustworthy volunteers who can address your issues/concerns by providing FREE and CONFIDENTIAL information and referral services.
In 2016 we handled 49 different types of issues and satisfied 107 seniors with:
0                   Completed Property Tax Exemption Program applications
0                   Provided and discussed general information associated with,
Last Will and Testament, Durable Power of Attorney and Health Care Proxy in preparation for engaging an attorney.
0                    After analyzing situation, recommended re-engaging attorney to                settle disputed bill and quality of nursing home care.
0                   Completed Home Energy Assistance Program (HEAP) application
0                   Discussed Medicare enrollment criteria and provided New York State booklet “Senior Citizens Guide to Health Care
0             Discussed procedure for an inherited IRA
0          Provided information on subsidized housing (Senior Advocate Guide) and on private condo developments.
0                   And much more
We are confident we can satisfy your needs.  Visit us at OUTREACH SERVICES room from 10:00 AM to Noon, on Tuesdays, Wednesdays and Thursdays.
You will be glad you did.

Thursday, November 10, 2016

Senior Connections
Farmingdale Public Library

Newsletter Topic of the Month
January/February 2017


Learn about Alzheimer's, a brain disease that causes memory loss and other symptoms. Find out when to see the doctor, what treatments are available and how to get help caring for a person with the disease. The sources of this 20 page publication are US Department of Health & Human Services, National Institutes of Health, National Institute of Aging. 
Go to to order this free publication #2353.

Thursday, August 25, 2016

Newsletter Topic of the Month
November/December 2016


Financial security in retirement doesn't just happen. It takes planning and commitment and money.

Fewer than half of Americans have calculated how much they need to save for retirement
In 2014, 30 percent of private industry workers with access to a defined contribution plan (such as a 401k plan) did not participate.
Average American spends roughly 20 years in retirement.

This info has been published by Employee Benefits Security Administration, US Dept. of Labor.

To learn about this topic, go to Click on "Taking Mystery Out of Retirement Planning". Scroll to "Retirement Planning & General Retirement Issues", then click on "Top 10 Ways to Prepare for Retirement". You can also obtain a copy by visiting us at library on Tuesdays, Wednesdays or Thursdays, 10am-12 noon.

Tuesday, June 28, 2016

Senior Connections
Farmingdale Public Library
Newsletter Topic of the Month
September/October 2016


This guide is designed to give consumers a general introduction to dental insurance. It is published by "America's Health Insurance Plans" and covers:
*What is Dental Insurance?
*What Do Dental Plans Coverage?
*Where Can I Get Dental Coverage?
*And More

AHIP is the national trade association representing the insurance industry.

The guide can be obtained by visiting or seeing us at the library's Outreach Services office 10am-12noon on Tuesdays, Wednesdays, Thursdays.