Thursday, January 31, 2013
Debunking Myth of Older Adult falls
Thursday, December 20, 2012
Numerous advertisements are now playing on television concerning Reverse Mortgages. If you are 62 or older you may qualify for a federally insured loan and receive monthly payments with your home as equity, sounds like a good idea, but is it right for me? Serious consideration should be given before you decide on a Reverse Mortgage. How do I qualify? Can I remain in my home and for how long? What is the difference between a Reverse Mortgage loan and a home equity loan? What happens to my surviving spouse?
All of these questions and more may be answered by accessing the following web sites:
Reverse Mortgage U.S. Dept. of Housing
Education Project and Urban Development (HUD)
AARP Foundation 451 7th Street, SW
601 E Street, NW Washington DC 20410
Washington DC20049 1-800-225-5342
1-800-209-8085 www.hud.
www.aarp.org/revmort
Federal Trade Commission
Consumer Response Center
600 Pennsylvania Ave., NW
Washington, DC 20580
1-877-382-4357
www.ftc.gov/yourhome
Thursday, October 11, 2012
Tuesday, August 7, 2012
Knowing All About Your Renovated Library
Knowing All About Your Renovated Library
FARMINGDALE PUBLIC LIBRARY
Newsletter Topic of the Month
September-October 2012
The following is a listing of all library sections covered in this topic of month. A full description of each section can be obtained at the reference desk in the library. Printed brochures will be available in the near future.
Main Library
Circulation Desk
Audio/Video Area
Children's (Grandchildren's) Library
Reading Lounge & Magazine Area
Reference Desk
Outreach Services Room
Teachers' Center
Computer Center
Teen Scene Room
Quiet Reading Room
Art Gallery
Meeting Rooms
Thursday, May 17, 2012
Free Consumer Protection Publications
FARMINGDALE PUBLIC LIBRARY
Newsletter Topic of the Month
July-August 2012
“FREE CONSUMER PROTECTION PUBLICATIONS”
The Federal Citizen Information Center site offers important consumer
information and publications to help you make important life
decisions. You will find helpful tips about preventing identity
theft, avoiding scams and frauds, consumer purchasing problems, filing
consumer complaints, consumer protection laws, along with many other
useful topics.
The following is a list of 10 free consumer protection publications:
-2012 Consumer Action Handbook
-New Spring 2012 Consumer Information Catalog
-“Free Trials” – Aren’t Always True
-10 Things You Can Do To Avoid Fraud
-Billed For Merchandise You Never Received?- Here’s What To Do
-Online Banking, Bill Paying and Shopping—10 Ways To Protect You Money
-SaferProducts.gov: Keep Your Family Safe
-Service Contracts
-What You Need To Know: New Rules For Gift Cards
To order a publication, go to Publications.USA.gov. Then click on the
“publication title” to display that publication’s ordering
information.
Tuesday, April 3, 2012
Long Term Care
SENIOR CONNECTIONS
FARMINGDALE PUBLIC LIBRARY
NEWSLETTER TOPIC OF THE MONTH
MAY-JUNE 2012
LONG TERM CARE INSURANCE
Long Term Care
The greatest threat facing older people and their families today may be the financial, social, psychological and familial consequences of needing long term care.
- Learn about consumer protections and long term care insurance policies in New York State by accessing www.aging.ny.gov/LTC/LTCIEOP/nys.cfm
Long Term Care Insurance
Long term care insurance can help you:
- protect your family from the catastrophic costs of long term care;
- remain in control of your assets; and,
- maintain your own independence and dignity.
Private long term care insurance is a way to avoid spending all of your assets when long term care is needed.
Long term care in a New York State nursing home costs about $96,000 per year (more in the New York City area). The cost of long term care insurance depends on your age, the benefits you choose, the length of coverage and other factors.
Long term care insurance policies vary widely in the coverage they provide, and consumers are wise to do some research before purchasing any long term care insurance policy.
Insurance for Long Term Care Services in New York State
A variety of policies is available to cover long term care services. Insurance for Long Term Care Services in New York State describes the types of policies offered in New York State, covered services, State and federal tax benefits and the New York State Partnership for Long Term Care. It introduces insurance requirements and consumer protections and includes a directory of long term care insurers.
If you would like a packet of long term care insurance information, please call Plan Ahead NY at 1-866-950-PLAN [1-866-950-7526]
Thursday, January 26, 2012
Knowing More About Nutrition For Seniors
SENIOR CONNECTIONS
FARMINGDALE PUBLIC LIBRARY
NEWSLETTER TOPIC OF THE MONTH
MARCH-APRIL 2012
Knowing More About Nutrition For Seniors
As we age, it is important to keep a diligent eye on proper nutrition and diet. Malnutrition among seniors is unfortunately far too rampant, and a balanced diet plays a crucial role in the health, independence, and quality of life for the elderly. Improper diet causes drastic weight loss, weakness, detriment to the immune system, increased frailty and debilitation.
Maybe navigating around your kitchen is getting difficult, or you are just not interested in cooking a big meal by yourself. In these instances a plethora of local services are in your area to keep your quality of life sustained during the year, and many of these food delivery services have wonderful stories of new friendships started among volunteers.
These two sites provide information on accessing meals:
1. Meals on Wheels
Summary: Provides volunteer blog, news, events, receive a meal, deliver a meal, and more.
URL: http://www.mealsonwheels.org
2. The INN (Interfaith Nutrition Network)
Summary: Serves hungry and homeless Long Islanders with dignity, respect, and love.
These three sites provide valuable nutritional information:
1. National Library of Medicine’s Nutrition for Seniors
Summary: Provides overviews of nutrition for seniors. The latest news regarding nutrition for seniors, videos, dictionaries, and tutorials to learn more about nutrition.
URL: http://www.nlm.nih.gov/medlineplus/nutritionforseniors.html
2. Nutrition.gov (Smart Nutrition Starts Here)
Summary: Users can browse by subject for information as varied as “What’s in Food?”, “Smart Nutrition 101”, learn how to “Eat Well As You Get Older”, and “Healthy Eating After 50”.